Sunday, March 20, 2011

Yahoo Web Hosting

Yahoo Web Hosting:



Yahoo! Web Hosting discount offer is open to new customers who purchase Web Hosting, which is offered for 3- and 12-month terms. At signup, customers choosing the 3-month term will be billed for 3 months' service, with the first 3 months charged at the discounted rate. Thereafter, quarterly fees will be charged at the current rate. Customers choosing the 12-month term will be billed for 12 months' service, with the first 3 months of that service charged at the discounted rate. Thereafter, annual fees will be charged at the current rate. Merchant Solutions discount offer is open to new customers who purchase a Merchant Solutions plan and applies for 3 months, after which the then-current monthly or annual fees will be charged. Web Hosting and Merchant Solutions discount fee offers expire on and must be redeemed prior to 12/31/2011. No other notice of the expiration of these offers will be given. All offers are open to new Yahoo! Small Business customers only, and are available only through Yahoo! Small Business. Customers are limited to one offer per customer on a single account for customer's own purchase only. Offers are nontransferable and may not be combined with other offers and discounts, exchanged, or redeemed for cash. Other terms and conditions apply; see the Yahoo! Small Business Terms of Service when you sign up. Yahoo! expressly reserves the right to change the price or features of these services at its sole discretion anytime.

Saturday, March 19, 2011

American Singles

American singles seeking dates online through so many dating sites become a phenomenon in the last couples of years. The date, love, and relationship you met, you can met once more. Online dating services are the solution to find a lifelong companion who can share with you the rest of your life.

Many sites which provide online service for this "dating moment" 
http://www.americansingleswomen.com/
http://www.americanflirts.com/
http://www.dating72.com/
http://www.usatodate.com/
http://www.singlesofamerica.com/

Insurance

What is Insurance ?

Insurance is a term used to refer to the action, systems, or business where financial protection (or financial compensation) to life, property, health and others seek relief from the events that can not be expected that could happen such as death, loss , damage or illness, which involves the payment of premiums on a regular basis within a specific period in exchange for policies that ensure such protection.

There is 6 basic principle of insurance


* Utmost good faith An action to disclose accurately and completely, all facts material (material fact) about something that will be insured both solicited and unsolicited. The meaning is: the insurer must honestly explain clearly everything about the scope of terms and conditions of insurance and the insured must also provide clear and accurate description of the objects or interests of the insured. 
* Insurable interest right to insure, arising from a financial relationship, between the insured with the insured and legally recognized.

* Proximate cause A cause of active, efficient cause a train of events that lead to a result without the intervention of which started and working actively from a new and independent sources.

* Indemnity A mechanism by which the insurer to provide financial compensation to put the insured in a financial position that he had immediately before the loss

* Contribution Rights of insurer to another insurer invite equally bear, but do not have the same obligations to the insured to participate provide indemnity.



* Subrogation The transfer of demand from the insured to the insurer after a claim is paid.

Insurance consists of three categories:

1. Insurance losses
 
This type of insurance consists of insurance for the property (such as property, vehicles), financial interest (pecuniary), legal responsibility (liability) and self-insurance (accident or health).

2. Life insurance

This is a form of corporation done between people who avoid or minimize the risk caused by the risk of death, this is things that can not be avoided, will befall anyone, the risk of old age, and risk of accidents. Things outside the 3 points above that fall into this category are: education insurance, retirement, investment, stage, and health.

3. Social Insurance

this type of insurance shall be regarded as held by the government under the Act. The purpose of this social insurance is to provide or providing basic security to the community and are not intended for commercial gain.

Source: http://sulistianto111.blogspot.com/2011/03/type-of-insurance.html

Cost of Vasectomy Reversal

Vasectomy reversal, the microsurgical procedure that works to restore fertility, is affordable, even though the price may vary according to the procedure employed and from doctor to doctor and state to state! Moreover, unlike vasectomy, a vasectomy reversal procedure may or may not be covered under medical insurance. There do exist health centres across America that willingly help with vasectomy reversals at low costs. Rather than saving on dollars, it would be best to approach a vasectomy reversal expert with relevant experience expertise and a high success rate.

The cost of Vasectomy reversal is very less in comparison to its alternatives such as invitro fertilization (IVF) with intracytomplasmic sperm injection (ICSI). A single cycle of IVF may cost anywhere from $8000 to $15000, which brings the total cost of achieving a pregnancy up to an astounding $75.000. In stark comparison a pregnancy producing vasectomy reversal would cost a maximum of $25000. Thus, a reversal, considered “more natural” is inexpensive and potentially more effective!

Usually, a successful vasectomy reversal would cost you within the range of $4000 to $20,000. The average in USA has been found to be $10,000, whereas it is half of that in Canada. When agreeing to pay a certain amount to your vasectomy reversal doctor, it would be right to ensure, what exactly are you paying for? Ask all the right questions and make sure you get satisfactory answers. Make certain whether what is quoted is an all-inclusive price or charges for the surgery alone?

There would generally be three charges in your bill, which include the services of the surgeon based upon time consumed and complexity of the procedure, use of anaesthesia and post-operative care and medications.

Surgery: - this would be the remuneration that goes to the surgeon for carrying out the complicated procedure of vasectomy reversal to renew fertility. A vasectomy reversal expert may charge a fee from $2500 to $10,000.

Anaesthesia: - Secondly, the anaesthetist has to be paid for administration of the anaesthesia, general or regional, used during surgery. This may cost anywhere from $2500 to $5000.

Hospital Fee: - this fee would include the costs of your stay and medical tests at the hospital as long as you are admitted there. This would add another $2500 to 45000 to your total vasectomy reversal cost.

However, half of the above costs may be avoided. There are several doctors who provide vasectomy reversal services for around $5000 all-inclusive, using a local anaesthesia and performing the operation in the office itself! The patient may return home the very same evening and return after five days for requisite tests. In fact, this is the course most couples prefer due to its simplicity and cost-effectiveness.

There are four payment options that may be looked at to defray your Vasectomy reversal check. These include insurance, cash, credit cards, and medical financing companies. Very few insurance companies, if any, cover vasectomy reversals. However, it is always a good idea to check with your health plan or health insurance company for the same. Credit cards such as Visa or MasterCard may be used, while bearing in mind that you shall incur an interest or be charged a service fee by the credit card company. You may also approach a finance company to pay on your behalf. The defrayment guidelines and interest on this mode of payment may exceed the costs of using a credit card. The best option of course is to pay off the entire amount in cash. You may start a medical fund at home, incorporating it within your monthly budget and putting away cash to be used for similar medical concerns.

Thus, a vasectomy reversal is not inexpensive, but money hardly comes into the picture when the happiness of your family is at stake! Explore all payment options; compare different vasectomy reversal doctors and potential costs to make a decision. Whatever it costs, it’s sure to fill your life with unprecedented joy and happiness!

By Inder Walia

Source: http://bayitabung.blogspot.com/2007/08/menunggu-bayi-tabung-pertama.html

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